Molds are microscopic organisms that thrive in damp environments. They have the potential to cause health problems because they can produce allergens (substances that can cause allergic reactions), irritants, and in some cases, potentially toxic substances (mycotoxins). Allergic reactions to mold are common. Allergic responses include hay fever-type symptoms, such as sneezing, runny nose, red eyes, and skin rash (dermatitis). The mycotoxins can create toxic air that can cause damage to the nerves and respiratory system. Toxic mold symptoms include headaches, skin rashes, memory loss, mood swings, watery or itchy eyes, a chronic cough, headaches or migraines, difficulty breathing, rashes, tiredness, sinus problems, nasal blockage and frequent sneezing.. For individuals with asthma, molds can also cause asthma.

Mold in a home or building can usually be found in damp, dark or steam filled areas e.g. bathroom or kitchen, cluttered storage areas, recently flooded areas, basement areas, plumbing spaces, areas with poor ventilation and outdoors in humid environments. Various practices can be followed to mitigate mold issues in homes and buildings, the most important of which is to reduce moisture levels that can facilitate mold growth. Removal of affected materials after the source of moisture has been reduced and/or eliminated may be necessary for remediation.

If your property has suffered damages resulting from mold, an adjuster can greatly assist you with the daunting task of properly documenting the loss, preparing repair estimates, and reporting the claim timely so that it can be processed and settled as quickly as possible. Please do not hesitate to contact your insurance adjusters at Insurance Claim Solutions, Inc. to assist with during these difficult times.