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Vandalism is committed when a person willfully damages the property of others or the commons. Serious forms of vandalism may

A tornado is a violent and very dangerous rotating column of air that is in contact with both the surface

Theft/Burglary (also called breaking and entering and sometimes housebreaking) is a crime, the essence of which is illicit entry into

Broken pipes, starting from the water meter, which is located within the house, are the direct responsibility of the homeowner.

Hurricane A Hurricane is a storm characterized by a large low-pressure center and numerous thunderstorms that produce strong winds and

A flood is an overflow of an expanse of water that submerges land and everything on it. The EU Floods